Injured in a Truck Accident?
Protect Yourself in a Truck Accident
Did you know that when a truck accident occurs, federal regulation only requires that certain evidence be maintained for a very limited amount of time? For instance, the truck driver’s log may be destroyed after six months if an attorney does not obtain a court order or take other immediate action. This can mean that without a competent Attorney overseeing your claim, you may lose critical evidence necessary to proving your case.
Another critical piece of information for any victim of a truck or automobile accident to know is that the insurance company begins the process of protecting their insured, the truck driver, immediately. A claims adjuster is employed promptly to gather evidence, steer you away from legal counsel and illicit legally binding statements from you. This is all calculated to minimize the amount of legal exposure the insurance company is responsible for, not to protect your right to recovery. As a result, it is absolutely critical that you employ an experienced and intelligent Attorney quickly to act as a counterweight to the often cold and calculating interests of the insurance company.
Depending on a variety of factors, Federal Regulation requires a patchwork of often confusing insurance coverage for truck drivers. As a result, trucking, hauling, and leasing companies frequently argue over which insurance company is responsible for compensating the victim in a truck collision. Toledo Ohio Truck Accident Attorney Dennis E. Sawan can help sort out who is legally responsible for your injury.
Many people do not realize that trucking companies and their insurance providers often will not pay medical bills initially. What frequently happens in that your health insurance company will pay your medical expenses, and retain a lien on any settlement or judgment. This is known as subrogation, which is derived from the latin work Subrogare meaning to “ask in place of”. Toledo Ohio Truck Accident Attorney Dennis E. Sawan can help by negotiating with any and all lien-holders for exoneration and release of the debts. This is a critical step in protecting you from legal exposure in the future if subrogation is not properly resolved.
Additional Truck Accident Practice Areas