If you have been injured by an uninsured driver, here’s what you need to know.
There are roughly 210 million licensed drivers in the United States, and it is estimated that nearly 30 million of them are driving without insurance. This number reflects a troubling fact that nearly 1 in 7 drivers on American roads are not insured. So what do you do if you’ve been injured by one of these 30 million drivers? The answer is often what is known as an uninsured/underinsured insurance claim. When you take out a car insurance policy in Ohio, you have the option of adding uninsured/underinsured coverage. I recommend all my clients purchase this, and $100,00/$300,000 is a wise starting amount. Currently, 21 states statutorily mandate uninsured coverage on policies. Up until 2001, Ohio was among the states that required insurers to ask clients if they would like such coverage, and get a waiver in writing if not. However, numerous pro-Defendant legislative shifts in Ohio after 2001 has made it so insurers have no obligation to ask clients about such coverage. To make matters worse, up until this year, drivers in Ohio were only required to carry $12,500 in bodily injury insurance. With the average car accident costing over $65,000, often times I must look to an injured client’s own policy to recover.
If you have been injured by an uninsured driver in Toledo, Ohio, call the Law Office of Dennis E. Sawan today to set up a free consultation. Uninsured/Underinsured cases can be difficult, but Dennis E. Sawan has experience ensuring that insurance companies meet the obligations you have paid premiums for.
Dennis E. Sawan is a Toledo personal injury lawyer serving serious injury victims in the States of Ohio and Florida. Call 1-866-INJURY-0 or 419-900-0955 today to speak to Dennis E. Sawan further about you specific case.